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Travel insurance for vacation homes: The most important facts in brief

As we at Inselblume Fehmarn do not offer travel insurance or other travel insurance policies, we would like to provide you with some assistance on this topic in this article.

Here you will find information on why travel insurance makes sense for your vacation in a vacation apartment or vacation home, when you should consider taking out insurance and some particularly well-rated insurance policies.

Why is travel insurance for vacation homes
and vacation houses useful?

Taking out travel insurance for your vacation home or vacation house has the great advantage that you are covered against many unforeseen events and can therefore save a lot of money if you are unable to travel.

Travel insurance can be taken out in the event of illness, accidents, operational reasons or many other things.

Depending on the insurance policy, a wide range of benefits and even travel accidents can be covered.

If an insured event occurs, you can cover the costs of transportation to or from your vacation destination, meals, your stay at the hotel or the hotel itself, depending on your insurance. vacation home or the Vacation houses and many other services will be reimbursed.

When should you take out travel insurance for your vacation home?

Taking out travel insurance for your vacation home can therefore always be worthwhile if you want to be on the safe side or if you have planned a particularly expensive vacation.

For example, if you have been saving for your vacation house for a long time, it may be worth taking out insurance to avoid or mitigate the loss of your savings.

Even if you have an increased cancellation risk because you are traveling as a family, in a large group of friends or as a senior citizen, for example, you could consider taking out travel insurance.

Which travel insurance is recommended for vacation homes and vacation houses?

Which travel insurance is right for you is very individual and depends on many different factors.

These 3 insurance policies, among others, are particularly well rated:


Travelsecure offers a wide range of travel insurance policies and was also voted the test winner in a comparison of 132 travel and trip interruption insurance policies by Stiftung Warentest in 2021.

2. HanseMerkur*

In our opinion, it was one of the first insurance companies to also offer an insurance package for interim cases caused by the coronavirus. With a rating of 4.8 out of 5 stars on the rating platform “eKomi”, it is also extremely well rated.

3. Allianz Travel*

The insurance company Allianz Travel also offers a wide range of insurance packages and has a rating of 4.5 out of 5 stars on “eKomi”.

If you have any questions about the insurance policies or the insurance offer, please contact the insurance companies directly.

Would you like to book your holiday apartment on Fehmarn? Then it's best to start your inquiry!

*The links marked with the *star are so-called “affiliate links”. If you take out insurance via one of these links, we receive a small commission for this and the provider receives slightly less money. For you, the price and the insurance benefits remain the same.